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Commercial Auto Insurance in
Fort Mill & Clover, SC & Surrounding Areas
Get the Best Business Policy For Your Vehicles
What Does Commercial Auto Insurance Cover?
Commercial auto insurance policies can vary depending on the insurer and the type of coverage selected, but generally, commercial auto insurance covers the following:
- Liability Coverage: This type of coverage pays for damages and injuries caused by the insured vehicle’s driver to other people or property. Liability coverage is a legal requirement in most states, and it includes bodily injury liability coverage and property damage liability coverage.
- Collision Coverage: This type of coverage pays for damages to the insured vehicle resulting from a collision with another vehicle or object.
- Comprehensive Coverage: This type of coverage pays for damages to the insured vehicle resulting from non-collision events such as theft, fire, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: This type of coverage pays for damages and injuries caused by drivers who do not have insurance or do not have enough insurance to cover the damages.
- Medical Payments Coverage: This type of coverage pays for medical expenses for the driver and passengers of the insured vehicle in case of an accident.
Types of Commercial Auto Insurance We Offer
Commercial Auto Insurance
This type of insurance covers vehicles used for business purposes, such as company cars or delivery trucks. At John Lovsin Insurance Agency, we offer the following commercial insurance products:
- Fleet Coverage
- Non-Owned and Hired Auto
- Liability and Physical Damage
- Trucking and Interchange Coverage
- Cargo Liability
- And More
Business Auto Policy (BAP)
This is the most common type of commercial auto insurance policy, covering vehicles owned or leased by the business. BAP can cover liability, collision, comprehensive, and medical payments coverage.
Hired and Non-Owned Auto Policy
This type of policy covers vehicles not owned by the business but are used for business purposes. Hired and non-owned auto policy covers liability, collision, comprehensive, and medical payments coverage.
Commercial Truck Insurance
This type of policy is designed for businesses that use trucks for their operations. Commercial truck insurance covers liability, collision, comprehensive, and medical payments coverage.
• Bobtail Insurance
• Box Truck Insurance
• Courier Insurance
• Dump Truck Insurance
• Food Truck Insurance
• Hot Shot Trucking Insurance
• Trailer Interchange Coverage
• Trucking General Liability Insurance
Garage Insurance
This type of policy is for businesses that operate auto service centers, repair shops, or car dealerships. Garage insurance covers liability, collision, comprehensive, and medical payments coverage.
Public Auto Insurance
This type of policy is for businesses that provide transportation services such as taxis, limousines, or buses. Public auto insurance covers liability, collision, comprehensive, and medical payments coverage.